Elite Fintech Developers Ready to Deliver

Add momentum to your fintech product roadmap with full-time engineers who know the stakes — and how to deliver with precision.

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Why Fintech Leaders Choose X-Team


Our on-demand staffing model is purpose-built for fintech teams scaling under pressure to meet compliance needs, tight timelines, and growing user demands.

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Fast, Flexible Scaling

Start with one developer or a full team. Bring in mission-critical skills as and when you need them.

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Aligned From Day One

Developers work in your time zone, follow your rituals, and use your stack.

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Financial Systems Expertise

Specialists in payment integrations, transaction security, backend infrastructure, APIs, and more.

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Compliance Without the Headache

We handle legal, classification, onboarding, and talent payments.

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Long-Term Relationships

Our developers stay engaged, reducing churn and improving continuity across product cycles.

Resilient Systems at Scale

Resilient Systems at Scale

We help know what it takes to keep fintech platforms secure and stable.

The Tech That Matters Most to You

React

Angular

Vue.js

JavaScript

TypeScript

CSS

Node.js

Java

Python

.NET

Golang

C/C++

Scala

Erlang

Elixir

Rust

Blockchain

Python

TensorFlow

Keras

PyTorch

Scikit-learn

R

LLM

NLP

OCR

Statistics

Predictive Modeling

Data Visualization

Machine Learning (supervised and unsupervised learning)

Snowflake

Databricks

dbt

Redshift

Spark

AWS

SRE

DevOps

Jenkins

Kubernetes

Docker

Terraform

Ansible

CI/CD

GitHub Actions

Monitoring/Logging

Python/Golang/Bash/Shell Scripting

Selenium

Cypress

Jest

Mocha

TestNG

Appium

JUnit

Flutter

Developers Who Understand Financial Tech Inside Out

Our developers are more than engineers — they’re fintech insiders who understand the pressure of regulated environments and the demand for constant uptime.

 

They’ve worked on everything from high-frequency trading systems to digital wallets and embedded finance APIs. Whether it’s PCI-DSS compliance or GDPR alignment, they’ve been through it and know what’s at stake.

Trusted by Fintech Innovators

Our on-demand staffing model is purpose-built for fintech teams scaling under pressure to meet compliance needs, tight timelines, and growing user demands.

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We send ad-hoc requirements to X-Team, and they fulfill them very, very quickly. They understand what our problems are; they also understand what our needs are. We work very well together… X-Team is effectively a partner, and it’s a collaborative relationship.

 

Jason Pereira

Director of Engineering, OFX

 

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Let’s Build What’s Next in Fintech

At X-Team, we provide developers who go beyond the brief. From compliance to code quality, they’re here to move your product forward and ensure it holds up under scrutiny — from regulators to real-time users.

Frequently Asked Questions About Hiring Fintech Developers With X-Team

How is X-Team different from freelance platforms or marketplaces?

Platforms may give you access to a list of freelancers — but you’re on the hook for vetting, onboarding, and keeping them engaged. X-Team provides:

  •  Fully committed, pre-vetted developers.
  •  Developers who integrate into your stack, rituals, and tools.
  •  Long-term talent with strong security awareness.

What types of fintech systems do your developers work on?

Our developers have worked on banking-as-a-service platforms, mobile wallets, identity verification flows, lending systems, and more. If you’re building in finance, we have the specialists.

Can your developers meet compliance standards like PCI-DSS or GDPR?

Yes. We prioritize matching developers who understand regulatory frameworks and have worked on compliant infrastructure.

Who owns the code and IP?

You do, as long as payment is current. All code and assets created by X-Team developers are fully yours, protected under clean work-for-hire and IP assignment agreements.

How fast can we onboard developers?

In many cases, we can match you with a great fit within a few weeks.

How do you ensure data security?

Our developers follow secure development practices, use company-issued devices, and operate under strict credential and access controls. We align with your internal security protocols from day one.

What if a developer isn’t working out?

We’ll resolve the issue quickly — whether through feedback or replacing the developer. Our goal is long-term cultural fit, not just quick placement.

How do you handle legal, compliance, and talent payments?

We handle global classification, onboarding, legal agreements, NDAs, and contractor payments— ensuring peace of mind for every engagement.

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